There are various theories concerning the concept of guarantee insurance, including credit insurance, contract insurance, liability insurance, guarantee, etc . based on the analysis of the above theories, the author clarifies his own cognizance of the concept of guarantee insurance 最后,第四章分析了在實務(wù)中常見的問題,研究了代位求償權(quán)、保險合作協(xié)議和汽車消費貸款履約保證保險合同項下的擔保三個問題。